Growing older forces change and that change could impact different areas of life including living choices, driving, financial choices, health and end of life. What if you could no longer remain at home without help? What will you do if you can’t drive or you have to tell someone you love that he or she shouldn’t?
The 40-70 Rule is a good rule to start with. Having important conversations with your family are significant and they don’t need to be daunting. Experts have said that by the time you’re approaching 40 and a loved one is around 70, you should have had the “talk” about issues so many families want to avoid. Here we have included some important topics to discuss with some tips about how plan for the road ahead. For each subject, it is important to assess, consider and talk.
Living Choices. Home defines much of our lives and there might come a time if you or a loved one has a bit of trouble with everyday activities around the house. Assess your feelings about where you currently live, consider the prospect of leaving a place that holds familiar possessions and, talk about options that will work for everyone.
Financial Choices. Even if you are already in retirement, there are things you could do to maximise your income. Advice from a trusted and credible financial adviser could help and it is important to begin the talk and develop your plan. Consider appointing a person with power of attorney for finances.
Health. Making deliberate and wise personal choices could go a long way toward helping to ensure that you will make the most of your senior years. A good rule of thumb is not to have your first conversation about your health at a hospital. Assess your current health and think about the risks, based on your own health as well as your genetics that you could face as you age. Consider how you can improve your habits today for a healthier tomorrow.
Driving. Growing older doesn’t mean you become a worse driver nor is there a set age when everyone should give up driving. An individual at any age could be faced with the inability to drive and it is important to consider a plan in the event that happens. Start by identifying individuals who could help you as well as and public or private services you could call on for assistance.
End of Life. End-of-life planning can bring a sense of calm, knowing your family understands what you want at the close of your life. It also may be important that your loved ones know that certain decisions within your control will be carried out. One of the most important issues to consider is what you would want if you could not make decisions on your own.
Successful ageing does require assessing and adapting to the physical and mental changes that may occur over time. It isn’t always easy to have conversations about these important issues, but it is vital to discuss these issues with your loved ones.
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