Unlocking Home Care: A Guide to Funding Support
Navigating care funding can be overwhelming, but many families are unaware of the financial support available. We aim to educate families to make quality care accessible.
At Home Instead, we understand how overwhelming it can be to navigate the world of care funding—especially when you’re already supporting a loved one in need. With increasing demand on local authorities and long waiting times for assessments, many families are left feeling confused and alone.
That’s why we’re passionate about sharing knowledge that empowers families to make informed decisions about care—and that starts with understanding what funding support is available.
Why Home Care Funding Matters
Many families assume that home care is only accessible to those who can afford to pay privately. But the truth is, there are several funding options and benefits that can help cover the cost of care—and potentially make it more affordable than you think.
Key Benefits You Might Be Missing
Attendance Allowance
One of the most overlooked benefits is Attendance Allowance. If your loved one is over pension age and needs help due to a disability or health condition, they could be eligible for up to £108.55 a week—that’s over £5,600 a year. This could fund around 4 extra hours of care a week or over 200 hours of care annually.
Direct Payments
If a local authority agrees to fund care, you can choose to receive Direct Payments, which give you control over how that money is spent. This means you can choose the provider that suits your family best—including trusted services like Home Instead.
Council Tax Reduction & Other Benefits
According to Independent Age, millions are missing out on entitlements such as Council Tax reductions, Carer’s Allowance, and more. These benefits could make a significant difference when budgeting for care.
How Funding Knowledge Supports Your Family
- Tackles cost concerns: Understanding what’s available helps families feel more confident in committing to care services.
Gives you choice: Knowing your options allows you to plan ahead and choose care that truly suits your needs.
Provides peace of mind: Navigating funding doesn’t have to be stressful. We’re here to help you make sense of it.
What You Can Do Next
- Visit our ‘Cost of Care’ section on the Home Instead website for a breakdown of funding options in your region.
Use trusted tools like the Age UK Benefits Calculator or Independent Age’s care costs guide.
Talk to our team—we’re not financial experts, but we know the right resources and how to point you in the right direction.
Check in with loved ones—you might be surprised who’s missing out on funding they’re entitled to.
Plan a review—sometimes it’s about combining different support streams: benefits, personal contributions, and local authority help.
Let’s Make Home Care Accessible
At Home Instead, we believe everyone deserves to access high-quality care, regardless of their financial situation. By helping families understand the support available, we can turn uncertainty into action—and help more people live well at home.
Need advice?
Get in touch with us today or speak to your local Home Instead office for support with exploring funding options.